Michael Ioannides is the Visa Europe Country Manager of Cyprus. Michael is a notable professional with more than 20 years of experience in Payments and in executive management, having served in senior Executive roles. He has served as Chairman and previously as CEO of JCC and Chairman of the Visa Cyprus Executive Committee. He commenced his career with Deloitte, focusing on Financial services and advisory followed by the CFO position with JCC. Michael holds a BA in business administration with distinction, he is a qualified accountant, a member of ICPAC, and graduated with distinction from the University of Wales MBA program.