Baanu Ratneswaran is the Head of Enterprise Innovation at TD Invent, a role that involves leading innovation initiatives at TD Bank Group. She plays a crucial role in shaping the future of banking by driving innovation, creating new products and services, and supporting TD's business strategy as a forward-focused bank. Baanu Ratneswaran's work at TD Invent focuses on fostering creativity, bringing ideas to life, solving customer and colleague problems, and ensuring that customer needs are at the forefront of all innovations. Her leadership at TD Invent is instrumental in exploring, testing, and implementing groundbreaking ideas to enhance the banking experience for customers and employees alike.