Tom Mutton is the Director of Innovation and Financial Market Infrastructures at Banque de France. He is responsible for overseeing operations on the French part of the Eurosystem Target Services, financial market infrastructures oversight, resilience, monitoring of developments in crypto-assets, and experiments on wholesale central bank digital currencies. Tom Mutton is a key figure in the development of a potential digital pound at the Bank of England, leading the work on the central bank digital currency (CBDC) project. He emphasizes the importance of getting the CBDC right and highlights the benefits of CBDCs for consumers and businesses.