H.E. Margarita Delgado is the Deputy Governor of the Bank of Spain and a key figure in the country's financial sector. She is responsible for overseeing governance and organizational functions at the bank, contributing to its success and stability. Delgado's background includes a Ph.D. in Economics from the University of Navarra and a Master's degree in Economics from the University of Navarra and the University of Pennsylvania. She has also been a member of the Financial Stability Board and the CNMV (Comisión Nacional del Mercado de Valores). Delgado's expertise and experience in the financial industry have been instrumental in her role at the Bank of Spain.