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David Howard

David Howard

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David Howard is the Leading Insurance Strategist Driving Digital Transformation at HAYAH Insurance. He focuses on digital transformation and redefining customer experience, he has expertise in AI-powered future insurance, organization's motto is to ensure ethics, integrity, and sustainability. David's team has integrated new-age technology to fulfill customer needs by fostering innovative partnerships, it aims to build a robust ecosystem that helps both individual and Corporate clients.

David emphasizes pioneering digital transformation and redefining customer experience. With broad expertise, he is crafting an AI-powered future for insurance, ensuring that ethics, integrity, and sustainability are at the core of their operations. David aims to foster innovative partnerships, and build a robust insurance ecosystem that champions both individual  and corporate clients