Darrell Esch is a prominent figure in the fintech industry, currently serving as the SVP and General Manager at Venmo, which is a subsidiary of PayPal. He is also the head of digital wallets at PayPal, indicating his significant role in the company's digital wallet services. Esch has a strong background in payments and digital commerce, which has enabled him to lead Venmo effectively. Under Esch's leadership, Venmo has been able to capitalize on its unique position as a mobile-centric platform that is particularly popular among millennials. The platform's social media tie-in, where users can see what their contacts have recently spent money on, has been a significant factor in its success. Esch has also been instrumental in expanding Venmo's capabilities beyond traditional peer-to-peer (P2P) payments, enabling it to be used at point-of-sale (POS) systems, which has opened up new opportunities for merchants to reach Venmo's user base. Esch's leadership has also focused on improving the user experience for purchases from merchants. He has emphasized the importance of adding more PayPal services, such as buy now, pay later, to Venmo, which has helped merchants benefit from the platform's capabilities. Esch's approach to expanding Venmo's capabilities has been to market them inside the app, which has helped to stimulate usage and increase engagement with the platform. Esch's role at PayPal extends beyond Venmo, as he is also the head of digital wallets at the company. This role has given him a broader perspective on the digital wallet landscape, which has no doubt informed his leadership of Venmo