Ripple is a Blockchain-based payment company that uses XRP ledger Blockchain, a blockchain ecosystem that is focused on, smart contracts, cross-border payments (transactions where payer and receiver are based in different countries), and digital currencies. It specializes in providing crypto-enabled and financial solutions for businesses. Ripple is one of the top blockchain companies that was built by Chris Larsen and Jed McCaleb in the year 2012, headquartered in San Francisco, California, United States.